The process to file a claim for major property damage is complex and time-consuming, especially if you have never handled a large claim before. It is not enough to rely on the insurance company to control the process and determine what it pays you. After all, the company’s business model is to protect its financial exposure.
That is why our public adjusters are licensed by the state of New Jersey to exclusively represent you, the policyholder. We avoid delays in the claims process, prepare and defend a detailed claim on your behalf, and get you a fair and equitable settlement.
What kind of disasters cause major property damage in New Jersey?
New Jersey fire damage may be caused by your facility’s faulty wiring. A stray cigarette butt may have been left near a dumpster and started a blaze that destroyed operational equipment and office space. We document everything that was lost — down to the last paper clip —and factor in accurate business interruption loss.
Strong winds can tear away your building’s siding and rooftop. Flying debris may break or puncture your structure, too. The true scope of damage may be overlooked by your carrier’s insurance adjuster, but not by our public adjusters.
Coastal NJ flooding may stain your walls, ruin electrical systems, and cause mold in your building. Flood insurance is often a separate policy, so check if you are covered.
There are frequent hail reports in New Jersey. Hail can destroy your landscaping, equipment, and rooftops. Even a small crack in the roof can lead to water leaking into your building during the next storm. You may not have spotted that crack and accounted for the subsequent water damage when you had to file a claim.
Why should New Jersey property owners hire a public adjuster for property damage claims?
What is a public adjuster? A property insurance claim expert working to get you a fair and equitable settlement. If you must file a claim, you are responsible for every step, not the insurance company. If this is your first time, the process can be daunting and time-consuming on top of your other responsibilities to your business and family.
A public adjuster lifts the burden of handling the insurance claim on your own. Our professionals prepare a detailed claim, present it on time, and negotiate on your behalf for the payout you truly deserve.
Why use a licensed public adjuster from GGG/AI?
Since 1941, we have become the top choice to handle property insurance claims for New Jersey policyholders. We have prepared and presented thousands of claims for New Jersey fire damage, business interruption, NJ water damage, and more, and have negotiated millions in settlements. Come to us for our resources, transparency, and efficiency so your settlement is not delayed.