Public Adjusters for Homeowners Flood Damage
Once you experience flood damage, you may be overwhelmed with a rush of outside opinions on how to best handle your insurance claim. Our public adjusters are there to allow you to take a step back and make an educated decision.
Are you prepared for the unexpected? Regardless of location or proximity to a floodplain, many homeowners can experience a flood loss. When it comes to flood insurance and flood risk, most people may not realize that it has to be purchased as a separate policy from their homeowners insurance.
What does flood insurance cover? It is different than regular property insurance policies and, because flooding results in damage to multiple homes, the volume of claims can lead to a complicated and stalled insurance claim process with your insurance company. By working with our public adjusters, though, there is no need to wade through any of that. We work with you as partners and advocates to assess, evaluate, and document your damage, and negotiate a maximum claim recovery that will get you the optimum amount you are owed.
What To Focus On After Flood Damage
How much do I really need to know?
How much of my time will this take?
How can I minimize the emotional toll on my family?
How can I minimize the effect on my work/career?
How large of an advance should I expect?
Is there anyone on my side?
How much time over the next several months will you need to put aside to handle your claim properly? How will all those hours affect your family? Your job?
What is the emotional investment that you will need to commit to the process?
Can you get paid for your time?
Are you entitled to an advance from the insurance company? What is reasonable?
What is your broker or agent’s role? Will his/her role be active or passive? When faced with supporting your position or the insurance company’s, where will he/she stand?
Are you familiar with the forms/practices below and what their request/issuance is telescoping? Request for a Proof of Loss. Reservation of Rights letter. Request for an Examination Under Oath.
Property Damage Losses Homeowners Claims Recovery Process
Homeowners Our Public Adjusters Have Helped
Client References & Testimonials
- Brett and Marice Robinson
- Brett R. Diamond
- Chris and Susie Marentis
- Citizens Energy Corporation
- Dennis Cotter
- Emanuel R. Tocco
- Gary L. Krupp
- John and Bonnie Harte
- John and Faith Lewis
- Jon and Donnal Shiekman
- Ken and Cean Johnston
- Lawrence and Kimberly Berger
- Louis and Lori Wilen
- Matthew Rosenblatt
- Robert H. Plante, Sr.
- Scott and Kelly Welch
- Swidler Berling Shereff Friedman LLP
- Winston Fisher
At all levels and in every regard, personnel associated with your firm conducted themselves with the greatest degree of knowledge and professionalism providing the type of value-added service uncommon in today’s marketplace.Mark MojaveHomeowner
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