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Public Adjusters for Tornado or Other Windstorm Damage

If a tornado strikes and damages your commercial property, after everyone’s safe, your priority is to rebuild and to save your business. We are your public adjusters working as your advocates to assess damages, prepare your insurance claim, and negotiate with your insurance company to get you what you need to recover.

Windstorm or tornado damage can be catastrophic or sometimes hidden and easily missed, therefore compromising your commercial property. Our expertise is in assessing the damage and negotiating a claim that will get your business what it needs to fully recover.

If your commercial property is damaged by a windstorm or tornado, you may not be able to see the damage with the naked eye. This could be a cracked foundation or a loosened roof. How will you know if your property is safe? The first step is to engage a licensed engineer to determine if any structural deficiencies like these have occurred. If the windstorm or tornado damage is identified, our public adjusters can step in to help assess the full scope and prepare and manage your insurance claim.

Our team of public adjusters evaluates and documents your damage in full detail, and negotiates with your insurance company for a maximum claim recovery. As your trusted advocates, we make sure you obtain what you need to rebuild your property and business. With offices in and close to New York City, New Jersey, Connecticut, Pennsylvania, Delaware, Virginia, Maryland, North Carolina, Georgia, Tennessee, and Florida, our expert public adjusters are ready to help you recover more, sooner.

What To Focus On After Tornado or Other Windstorm Damage

Make sure you fully understand the meaning of each of the following before you move forward. Feel free to reach out to us for a no-cost discussion about your claim.
  • What is my agent/broker’s role? Will his/her role be active or passive? When faced with supporting your position or the insurance company’s, where will he/she stand?
  • The insurance company hired a construction estimator. What do I need to know?
  • Wind Damage vs. Storm Surge vs. Flood. What is covered?
  • Why is a claim strategy so important?
  • Am I impacted by coinsurance?
  • Forensic Deconstruction may be required in order to determine the possible structural damages caused by pressure vs. suction and differential pressure. (Wind flow on two opposite sides of any building components such as roofs, walls, structural members, etc., which could deform or dislodge materials).
  • Is there coinsurance in your policy? Properly managing coinsurance requirements can prevent financial disaster. Not properly managing coinsurance requirements can put you out of business! If there is, what does it mean? If there is, did your insurance adjuster explain it? How is coinsurance calculated: on replacement cost or actual cash value?
  • Is there a methodology to properly documen