Public Adjusters for Flood Damage
As the National Weather Service confirms, flooding is a nationwide threat responsible for $3.5 billion per year in total flood insurance claims. Is your business prepared?
Flooding is unique from other perils because it is not typically covered in your commercial property insurance policy. This means you may have to obtain special coverage with your insurer or work with policies made available through the National Flood Insurance Program, which has its own set of rules. Also, water damage from a flood is an expansive topic that deserves a thorough assessment to determine the immediate and potential property damage, so your business will not suffer any further.
Post-disaster, this could leave you vulnerable to complex policy conditions and oversights that can stall the recovery process, and result in an inadequate flood claim. Running a business and managing a claim can be two full-time jobs. Our public adjusters lift the burden by handling your flood insurance claim. We work on your behalf with all other parties involved, preparing and supporting a detailed claim in order to attain the optimum settlement for you. With offices concentrated in New York City, New Jersey, Connecticut, Pennsylvania, Delaware, Virginia, Maryland, North Carolina, Georgia, Tennessee, and Florida, our expert public adjusters are ready to help you recover more, sooner.
What To Focus On After Flood Damage
What is my agent/broker’s role?
The insurance company hired a construction estimator. What do I need to know?
Wind Damage vs. Storm Surge vs. Flood. What is covered?
Why is a claim strategy so important?
Am I impacted by coinsurance?
Is a moisture survey necessary?
Property Damage Losses Commercial Claims Recovery Process
How Our Public Adjusters Help You
- Evaluate Fully reviewing your insurance coverage.
- Strategy Developing a claim management strategy.
- Compliance Determining policy compliance issues.
- Valuations Completing detailed valuations of building, equipment and inventory losses.
- Interruption Formulating business interruption models.
- Itemization Presenting and supporting an itemized claim package to your insurer.
- Negotiation Negotiating on your behalf with your insurance company.
- Communication Keeping you informed every step of the way.
- Settlement Ultimately settling the claim for the maximum amount and with less hassle for you.
Industries Our Public Adjusters Have Helped
Client References & Testimonials
- 245 Granby, LLC
- ABC Carpet & Home
- ADA Association
- AM Property Holding II Corporation
- American Home Improvement Products, Inc.
- Americo Manufacturing Co.
- Angler Restaurant
- Arent Fox Kintner Plotkin & Kahn, PLLC
- Ashcraft & Gerel, LLP
- The Atrium
- Azalea Garden Apartments
- B & B / Econo Lodge
- Bachly Enterprises
- The Banner Company
- Banner Management
- Barclay Towers
- Basil Morgan, MD
- Bay Shore Development Corporation
- bda, inc
- Beach Cabana
- Bedroom Showcase
- Benetton Of Georgetown
- Berkowitz Development Group
All insurance policies have their 'gray’ areas, and ours was no exception… I was particularly impressed with… your team’s ability to navigate through those areas and present them strategically… in the best light for your client. I really believe that our final claim resolution was significantly better than it would have been.Donald C. WoodPresident and Chief Executive Officer - Federal Realty Investment Trust
For decades, L’Auberge Chez François has been one of the leading restaurants in the metro Washington, D.C., area. Known for its exceptional French cuisine and impressive service, the restaurant is a longtime favorite of Washingtonians celebrating anniversaries, birthdays or other special occasions.
A magnitude 6.8 earthquake, called Nisqually in seismic circles, rocked Seattle, Washington, in 2001 and severely damaged the Starbucks corporate headquarters building.
Super Typhoon Paka, as the storm came to be called, was a 12-hour session of destruction for the island of Guam. Stirring up winds in excess of 200 miles per hour, the tropical cyclone tossed buildings, planes and ships across the island like discarded toys. Among these was the headquarters of Continental Micronesia, a subsidiary of Continental Airlines. The main offices, the marketing buildings and the planes were damaged by the powerful typhoon.