Private, Recreational, Golf, Yacht, & Country Clubs

When property damage affects a private club, often the top priority for such a club is to preserve the member experience, safeguarding the facilities, and restoring operations with minimal disruption—not navigating the complexities of an insurance claim. That’s where GGG/AI comes in. While you focus on your members and staff, our team of specialists—including licensed public adjusters, forensic accountants, building estimators, and inventory experts—manages every detail of your insurance claim. We work to maximize your settlement and expedite recovery, so your club can return to full functionality without compromising its reputation or service standards.

Why Choose Us?

Since 1941, GGG/AI has guided private club operators through the challenges of insured property losses. Whether you manage a prestigious golf course, an exclusive yacht club, or a multi-amenity country club, we handle the full scope of the claims process—from evaluation and measurement of damages, documentation, and analysis to negotiation—so you receive timely and accurate settlements. With GGG/AI by your side, you can focus on what truly matters: maintaining your facilities, supporting your staff, and delivering a seamless experience to your members.

What We Do

Thorough Evaluation: As insurance professionals, we understand all areas of your policy, including coverage limitations, restrictions, coinsurance requirements, law and ordinance provisions, policy time-deadlines, etc.

With You the Whole Way: We meet with you often to discuss your business operations and create the right claims strategy to fit your immediate needs and long-term goals. Our experts stay in constant communication with you and the insurance company as we execute a plan that achieves your priorities. We will inspect and document the damaged property thoroughly.

Securing Equitable Settlements: We advocate for a swift and fair settlement from your property insurer to protect your interests and maximize your recovery.

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In the aftermath of significant property damage, you're left wondering about the best course of action to accelerate your recovery.
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You contact your insurance company, anticipating that they will promptly send out an adjuster and provide the coverage you have paid for. However, your claim will impact your insurer's financials – will their adjuster look out for your best interests?
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This dynamic reveals the delicate balance between your needs and the financial intricacies of the insurance industry. Navigating this landscape effectively is crucial to ensure appropriate recovery, in accordance with the coverage you have paid for.

We Can Help

Understanding the "fine print" of your insurance policy before engaging in substantive discussions with your property insurer is essential. How the claim is presented and how the coverage is utilized can make a dramatic difference in your recovery amount. Our in-depth analysis of the policy, and expert guidance, built upon over 80+ years of experience in the insurance claims industry, is invaluable to your full recovery.

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Key Considerations for Your Insurance Claim Process

After a property damage loss, what are the duties and responsibilities of the policyholder?
Have clubhouse operations, dining services, or wellness amenities been impacted?
Has the golf course, marina, tennis courts, or other outdoor amenities sustained damage?
Is there loss of event revenue due to canceled weddings, tournaments, or banquets?
Are there policy provisions covering temporary relocation of operations or alternate facilities for members?
Does the policy cover expenses for staff housing, emergency repairs, or enhanced security during downtime?

Are vital infrastructure systems—such as irrigation, HVAC, access control, or dock power—damaged?
Does the policy provide for code upgrades related to ADA compliance, environmental mitigation, or marina regulations?
Are the club’s furnishings, fitness equipment, wine collections, or historical artwork insured and properly documented?
Are there limitations or exclusions for damage caused by storms, flooding, fire, or wind-driven rain?
Will your business interruption coverage extend to membership dues, event fees, or food & beverage operations?
Do club member or vendor agreements conflict with certain insurance policy provisions?
What are the implications for seasonal operations or guest expectations if repairs extend beyond peak months?
Will expedited rebuilds, overtime labor, or specialty subcontractors be covered?
Are management fees, consulting fees, or legal expenses related to vendor or lease disputes recoverable?
Does your policy require specific documentation or proof-of-loss submission within a strict deadline?

The Difference We Make

GGG/AI works exclusively for YOU, the policyholder, not for the insurance company. Our insurance professionals have managed and negotiated thousands of claims after every type of property damage disaster. With offices across the US and an unmatched network of expert resources, we swiftly and equitably navigate the claims process towards successful resolution.