
Automotive Industry
When disaster strikes your automotive business—whether a dealership, body shop, service center, or car wash—your first concern is getting operations back on track, protecting your inventory and equipment, and serving your customers. Navigating the complex process of an insurance claim shouldn’t add to the stress. That’s where we come in.
Our team of experts—including licensed public adjusters, forensic accountants, building estimators, and inventory specialists—handles every aspect of your property damage claim. While you focus on coordinating repairs, communicating with staff and customers, and maintaining business continuity, we manage the documentation, valuation, and negotiation process to ensure you receive a full and fair settlement.
With decades of experience helping automotive businesses across the country recover from fires, storms, floods, and other disasters, we understand the operational, regulatory, and financial pressures unique to your industry—and we help you get back to business faster.
Why Choose Us?
Since 1941, Goodman-Gable-Gould/Adjusters International has represented commercial property owners and business operators in every sector of the automotive industry. Whether your operation involves a single location or a multi-site network, we manage the entire claims process—from loss measurement and repair scope development to policy analysis and settlement negotiation—so you can focus on your customers and your bottom line.
Our experience spans dealerships, auto body and collision centers, repair shops, tire and parts retailers, and large-scale car wash operations. We understand the distinct challenges automotive businesses face, from downtime losses and customer retention to specialized equipment replacement and environmental compliance. With GGG/AI by your side, you’ll have an advocate dedicated solely to your recovery—not the insurance company’s.
What We Do
Thorough Evaluation: As insurance professionals, we understand all areas of your policy, including coverage limitations, restrictions, coinsurance requirements, law and ordinance provisions, policy time-deadlines, etc.
With You the Whole Way: We meet with you often to discuss your business operations and create the right claims strategy to fit your immediate needs and long-term goals. Our experts stay in constant communication with you and the insurance company as we execute a plan that achieves your priorities. We will inspect and document the damaged property thoroughly.
Securing Equitable Settlements: We advocate for a swift and fair settlement from your property insurer to protect your interests and maximize your recovery.
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In the aftermath of significant property damage, you're left wondering about the best course of action to accelerate your recovery.
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You contact your insurance company, anticipating that they will promptly send out an adjuster and provide the coverage you have paid for. However, your claim will impact your insurer's financials – will their adjuster look out for your best interests?
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This dynamic reveals the delicate balance between your needs and the financial intricacies of the insurance industry. Navigating this landscape effectively is crucial to ensure appropriate recovery, in accordance with the coverage you have paid for.
We Can Help
Understanding the "fine print" of your insurance policy before engaging in substantive discussions with your property insurer is essential. How the claim is presented and how the coverage is utilized can make a dramatic difference in your recovery amount. Our in-depth analysis of the policy, and expert guidance, built upon over 80+ years of experience in the insurance claims industry, is invaluable to your full recovery.
Key Considerations for Your Insurance Claim Process
- How will business interruption and loss of income coverage apply during your operational downtime?
- Does your policy provide coverage for customer vehicles in your care, custody, or control?
- Are specialized tools, lifts, diagnostic equipment, and spray booths fully insured for replacement cost?
- How does your policy treat inventory losses—including new and used vehicles, parts, and tires?
- Does your coverage include environmental cleanup or hazardous materials (e.g., fuel, oil, paint, or coolant spills)?
- Are signage, exterior lighting, or service canopies covered for wind, storm, or impact damage?
- Is there coverage for temporary rental space or equipment to maintain limited operations during repairs?
- Does your policy provide for expedited repairs or overtime labor to reopen faster?
- Are manufacturer image or branding requirements (for dealerships) considered in the repair scope and cost?
- How are demonstrator or consignment vehicles treated under your policy?
- Are employee tools covered separately or excluded under your business property coverage?
- What documentation is needed to support loss of use or reduced capacity in service bays or detailing areas?
- Are data, diagnostic systems, and customer records covered if servers or computers are damaged?
- How are leasehold improvements or tenant buildouts handled for leased repair bays or shop spaces?
- Does your policy cover flood or stormwater backup in service areas or wash tunnels?
- Are architectural, engineering, or environmental compliance costs (ventilation, fire suppression, EPA) covered?
- What are your proof of loss and reporting deadlines to preserve your right to recover fully?
- How can you ensure your claims presentation accounts for every cost of downtime, restoration, and compliance?
The Difference We Make
GGG/AI works exclusively for YOU, the policyholder, not for the insurance company. Our insurance professionals have managed and negotiated thousands of claims after every type of property damage disaster. With offices across the US and an unmatched network of expert resources, we swiftly and equitably navigate the claims process towards successful resolution.
Client References
As licensed public adjusters, we work exclusively for you to ensure that you secure a fair settlement from your property insurer after a disaster.