Public Adjusters for Homeowners Fire Damage
As you consider how to deal with an insurance adjuster after a house fire, a call to our team of professional public adjusters can be life-changing.
Pieces of your life have just been lost in a blaze. Your family is without a home. What does your homeowners insurance policy cover? Do you know where to start? How will you know for sure you will get enough to provide for your family? Whether it is partial or extensive fire damage, the time and stress in dealing with your insurance company can take you away from focusing on your family’s immediate safety and well-being. We are there when you need it the most.
We are your trusted advocates and resource in the insurance claims process. We thoroughly document the damage to your home and its contents. We identify the hidden damages that may cause later problems, which may have been missed by your insurance company’s adjuster. We provide a full proof of loss to help maximize the amount you are entitled to recover from your claim. And we negotiate that claim on your behalf to ensure just that.
What To Focus On After Fire Damage
How can I minimize the emotional toll on my family?
How large of an advance should I expect?
What is a “scope of loss?”
How can the adjuster represent both me and the insurance company?
Can my agent really help me with preparing my claim?
Why is a claim strategy so important?
Understand all of the stake players (board up contractor, contents remediation company, insurance agent, insurance adjuster, public adjuster) and their respective interests. Get educated.
Successful evaluation of damages hinges upon a well-coordinated effort between estimators, inventory specialists, and consultants. Do you have the right experts lined up? Should you only rely the insurance company’s cadre of experts?
Can smoke damage be cleaned completely from soft goods? Hard goods? Structural elements?
What if someone in my family has severe allergies or compromised health?
What about mold caused by the water damage? Is that damage covered?
What if I incur costs to dry everything out to prevent mold, are those costs covered?
What is pressurized smoke?
What is the difference between letting the cleaning company remove the contents to estimate the damage and hold them versus removing and cleaning them? Should I let the cleaning company take and clean everything?
Can the contract for emergency board up authorize the contractor to do more work than I need done immediately?
How long am I really going to be out of my house?
Do I have to use my advance to buy furniture for the rental home? Why can’t I just rent the stuff?
How much of my time will this take?
Property Damage Losses Homeowners Claims Recovery Process
Homeowners Our Public Adjusters Have Helped
Client References & Testimonials
- Berlynn and Dexter Hansford
- Brian Young
- Christopher and Sue Wronsky
- David M. Bogard
- Fangyu Gao, Ph.D.
- George and Carolyn Shenk
- George and Jane Martin
- Harold Cohen
- J. Paige Dodson-Sneed
- James and Wealtha Flick
- James Dickinson
- Jon and Lisa Lau
- Jonathan Scribner
- Joshua Deahl
- Parker H. Petit
- Phillip Dryden
- Rick Hindin
- Robert & Susan Bies
- Robert E. Jones, Jr.
- Roger and Tay Hahn
- Saurabha and Sweta Shah
- Steve and Kristel Vacek
- Suzanne K. Carter
- Suzanne M. Tallia
We cannot over-emphasize the criticality of the rapid actions by [your firm] in getting immediate response from our insurance carrier so that our food, clothing, and shelter needs were met [after a fire]. this transitioned smoothly into the negotiation with our insurance carrier to secure a long-term temporary housing situation...[You] were wonderfully helpful in assisting us in piecing together the inventory in the house... We would most certainly and strongly recommend your firm to anyone involved in an insured household loss situation.William and Betty HorneHomeowners, Charlotte, NC
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