Homeowners Insurance Claims for Earthquake Damage

An earth-shaking occurrence does not have to be earth-shattering. Our public adjusters work only for you in dealing with your insurance company and assessing your full property damage as we manage and file a claim to get you the optimum amount for your family.
An earthquake can destroy or compromise the safety of your home. Our public adjusters provide the experience and guidance you need to make an educated decision while filing a claim on your path to rebuild.

Earthquake damage to your property can be immediately apparent or hidden. For instance, a seismic shift could crack and unsettle the structural integrity of your property without you even knowing about it. This could make your family’s home vulnerable to future damage and collapse, making your home unsafe.

Our team of professional adjusters has unmatched experience in earthquake damage and risk assessment for evaluating your coverage for a future catastrophe. We work for you, the policyholder, to make sure all property damage is evaluated and documented. We negotiate a maximum claim recovery so you can have the means to provide a safe home for your family.

What To Focus On After Earthquake Damage

Make sure you fully understand the meaning of each of the following before you move forward. Feel free to reach out to us for a no-cost discussion about your claim.
  • Why is a claim strategy so important?
  • How much do I really need to know?
  • How can I afford such a large deductible?
  • How important is having my own engineer?
  • How do I deal with hidden damage?
  • How can I minimize the emotional toll on my family?
  • Is there anyone on my side?
  • Big deductibles demand that your claim be properly evaluated. How can you afford to rebuild your house with such a large deductible? Understanding claim strategies and value engineering are important.
  • Successful evaluation of damages hinges upon a well-coordinated effort between engineers and construction consultants. Do you have the right experts lined up? Should you only rely on the insurance company’s cadre of experts?
  • Are you familiar with how insurance companies have handled past earthquakes? How does it affect you?
  • Ensuing fire or water damage from an earthquake can be covered depending upon the policy.
  • What is concurrent causation? Why is it important in an earthquake claim?
  • How do you make certain that hidden damages are addressed?
  • How does a large-scale disaster affect recovery? Replacement/reconstruction prices?
  • How does a large-scale earthquake affect your additional living expense claim?

Property Damage Losses Homeowners Claims Recovery Process

Property Damage
Time Element
Life & Safety Issues
Mitigation of Damages
Establish A Preliminary Recovery Plan
Evaluation of Coverages
Valuation Of Damages, Claim Preparation, and Documentation
Negotiations & Settlement
Restoration Of Property & Operations

How Our Team Helps You

  • Evaluate Evaluating your insurance policy to establish the best possible strategy for presenting your claim to the insurer.
  • Strategy Valuing, documenting, and substantiating every detail.
  • Communication Keeping you informed every step of the way.
  • Negotiation Negotiating on your behalf with your insurance company.
  • Settlement Ultimately settling the claim for the maximum amount and with lass hassle for you.

Homeowners We Have Helped

At all levels and in every regard, personnel associated with your firm conducted themselves with the greatest degree of knowledge and professionalism providing the type of value-added service uncommon in today’s marketplace.
Mark Mojave
Homeowner
Testimonial

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If you're suffering from a homeowner property claim, we can help!
Call us at 800.858.3900 or fill out the form below:
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