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Public Adjusters for Winter Storm Damage

What if heavy snow overwhelmed your building’s rooftop and caused it to collapse? Or freezing temperatures caused a pipe bursting, leading to water damage and mold? If your commercial property suffers winter storm damage, it does not have to bring down your business.

To maximize your recovery, it’s crucial to accurately document all of the winter storm damage to your commercial property, such as snow collapse and burst or frozen pipe damages, and to know what your commercial insurance policy covers.

Pipes bursting in winter or snow collapse can also cause water damage and possibly mold. These are only some examples of the wide range of winter storm damage your commercial property can experience. Even space heaters incorrectly connected and positioned in the office can spark fire damage. If the unexpected happens, your insurance company’s team will have their own interpretation about the extent of the property damage and what is covered in your commercial insurance policy. Shouldn’t you have an expert on your side representing only your interests?

Our professional public adjusters are there to lift that burden from beginning to end in your insurance claim process. We work only for you, not the insurance company, and have helped countless business owners throughout New York, Pennsylvania, and Maryland — including those in New York, NY, Philadelphia, PA, and Baltimore, MD — with burst pipe insurance claims, collapse damage, and more related to winter storm damage. Contact our experts today to help maximize and expedite your recovery.

What To Focus On After Winter Storm Damage

Make sure you fully understand the meaning of each of the following before you move forward. Feel free to reach out to us for a no-cost discussion about your claim.
  • What is my agent's or broker’s role?
  • How do I keep my employees?
  • How do I keep my customers?
  • Why is a claim strategy so important?
  • Am I impacted by coinsurance?
  • What do I need to know about the insurance company’s adjuster and experts?
  • Am I entitled to an advance from the insurance company? What is reasonable?
  • What does it mean when the insurance company recommends a preferred vendor? Who will this vendor actually be working for?
  • Contractors may tell you they can do what public adjusters can do. Can they really? What is their background and education in insurance? Are they licensed and bonded? In many states, like California, it’s against the law to practice without a license!
  • The policy says it is your responsibility to submit a reconstruction estimate. Why would the insurer want to do it for you?
  • What is the difference between functional replacement an